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If you have ever been faced with buying a car or a home in a foreign country you know the challenges that are generated.   International money transfers can cost your points, can hurt you with exchange rate fluctuations or any number of things.  It is best to broker the transfer through a business or corporation that has experience and can guide you toward the decisions that will make you the most money or at least do you the least amount of harm.  Shop wisely and be sure to check their experience in money transfers.  It may well be best to use someone other than the person your are buying from.